Free business insurance tool
General Liability Cost Planner
Prepare to compare general liability quotes with an industry-specific checklist of business details, policy questions and pricing considerations.
- Output
- Quote preparation checklist
- Pricing
- Provider quote needed
- Request quotes
- Connect with insurance providers
About this tool
Build the information a licensed provider needs to price your business accurately. Compare coverage wording, limits and exclusions alongside premiums.
Educational quote preparation only. No observed market median, actual offer or coverage guarantee is provided.
How to Use This Tool
Use this tool to prepare for a more informed insurance conversation:
Select your industry
Choose the closest description, then review questions about your actual operations.
Add your business state
Use the primary location as a starting point; tell providers about every place you work.
Build your comparison checklist
Gather sales, payroll, claims information and contract requirements before seeking proposals.
Review coverage with a professional
Ask about the forms, exclusions, endorsements and audit terms that affect the value of each proposal.
Frequently Asked Questions
Why is there no estimated premium?
We do not have a verified premium sample or validated rating model for your business. A fabricated range would not help you compare actual offers. Use the checklist to gather consistent information and seek current quotes.
What should I compare besides price?
Compare the covered operations, per-occurrence and aggregate limits, deductibles or retentions, exclusions, endorsements and defense-cost wording. Ask what fees or audit adjustments can change the total cost.
Does this determine whether general liability is required?
No. Check the rules for your trade and permits, as well as leases and client contracts. A state or industry label alone cannot determine your obligations.