Commercial Insurance Coverage Types

Which types of business insurance should you explore? Start with the work you do, the people you employ, the property you use and the promises in your contracts. Those details help frame questions about general liability, workers' compensation, a business owners policy (BOP), commercial auto and other coverage.

Each guide explains a coverage category and the policy details to ask about. Use the guides together when comparing proposals: limits, deductibles, exclusions and endorsements can change how a policy responds to the same event.

Not sure which coverage types you need? Take our business insurance assessment for an explained, editable coverage checklist. No contact details are needed to see your report.