Start with the work you do
Business insurance questions
start with your industry.
Explore insurance checklists for contractors, restaurants, freelancers and consultants. Organize your operations, contracts and coverage questions before speaking with a licensed professional.
Find a useful starting point
Contractors
Jobsite work, subcontractors, equipment and insurance exhibits.
Explore the checklistRestaurants & food service
Premises, kitchen equipment, alcohol service, staff and deliveries.
Explore the checklistFreelancers & consultants
Client contracts, professional services, earlier work and client data.
Explore the checklistYour industry is the beginning.
Where you work, who works with you, what you own and what you promise clients all affect the questions to ask. An industry label alone cannot determine your legal obligations, policy eligibility or price.
- Describe the work, including occasional services and new activities.
- Separate legal requirements, contract requests and other risks.
- Compare actual policy terms and keep unanswered questions visible.
Your business isn’t listed?
The business insurance assessment covers more activities and explains the coverage topics connected to your answers.
For definitions across industries, explore coverage types and the buying checklist. These resources are educational, not an individualized determination of required or suitable coverage.