Free business insurance tool
Business Cyber Insurance Preparation Checklist
Review data handling and security controls, identify questions to investigate, and prepare to discuss cyber insurance wording with a licensed professional.
- Method
- Self-reported checklist
- Output
- Controls and questions
- Optional next step
- Send your worksheet with a request
About this tool
Turn your self-reported data and control information into a practical discussion checklist. Results are available without sharing contact details.
Educational self-check only. It does not project breach costs, estimate a premium or say which coverage to buy.
How to Use This Tool
Use this tool to prepare for a more informed insurance conversation:
Select your business context
Choose your industry and optionally your state. Industry alone does not establish risk or legal obligations.
Describe the information you handle
Include sensitive information held by service providers on your behalf.
Confirm your controls
Select controls you know are operating. Unchecked controls become questions to investigate.
Review your checklist
Discuss security improvements, coverage wording, exclusions and application statements with qualified professionals.
Frequently Asked Questions
Is this a cybersecurity audit or risk score?
No. It summarizes your answers and highlights items to verify. It cannot measure breach likelihood, certify compliance, set an adequate insurance limit or determine eligibility.
What should I ask about a cyber policy?
Ask about incident response services, notification duties, covered events, third-party providers, deductibles, waiting periods, sublimits and exclusions. Confirm how the wording treats any event or cost you are concerned about.
Does improving security guarantee cheaper insurance?
No. Security controls are useful to discuss, but this tool has no verified pricing model. A licensed provider can explain underwriting questions and current terms for your situation.