Business insurance education, built around you
Which insurance fits the way you do business?
Know what you need? Send a short request and PolicyBenchmark will follow up. Not sure yet? Answer questions about your business and build a free coverage checklist — no email needed.
Independent business insurance education. Your assessment is a starting point for a conversation with a licensed professional.
Build your understanding
Commercial Insurance Coverage Types
Explore what each policy is designed for, where terms differ and which questions to ask before buying.
General Liability
Explore claims involving injury to others, property damage and liability exclusions.
Explore coverageWorkers' Compensation
Understand work-related injury coverage and questions about employees and state rules.
Explore coverageBusiness Owners Policy
Explore bundled liability and property coverage, eligibility and package limitations.
Explore coverageCommercial Auto
Review insurance questions for business vehicles, drivers and work-related trips.
Explore coverageProfessional Liability
Understand errors and omissions coverage for claims about your professional work.
Explore coverageCyber Insurance
Explore breach response costs, liability and the security conditions in cyber policies.
Explore coverageCommercial Umbrella
Learn how additional liability limits relate to underlying policies and exclusions.
Explore coverageDirectors & Officers
Explore liability coverage questions for management decisions and leadership roles.
Explore coverageFrom questions to clarity
A clearer path to your next step
Describe how you work
Answer questions about your people, property, services and everyday operations.
Make the checklist yours
See why each topic appears, follow the sources, and choose what you want to discuss.
Take your next step
Save the report for a licensed professional or send an optional request to PolicyBenchmark.
Put your knowledge to work
Free Business Insurance Tools
Prepare for coverage decisions with useful checklists — no login required.
Business Insurance Assessment
Find insurance options for your business, understand why they matter, and build your checklist.
Workers’ Comp & EMR Calculator
Explore payroll costs and the effect of your experience modifier
Open toolGL Cost Planner
Prepare an industry-specific quote comparison checklist
Open toolState Requirements Checklist
Build questions to verify state and contract requirements
Open toolCyber Insurance Checklist
Review cyber controls and questions to ask about coverage
Open toolCOI & Contract Checklist
Organize certificate of insurance requirements, endorsements and deadlines
Open toolQuote Comparison Worksheet
Compare actual insurance proposals, policy terms and unanswered questions
Open toolThe knowledge library
A few good places to start
Build your understanding before taking the next step.
How to choose business insurance
Get familiar with the questions and documents to prepare before speaking with a licensed professional.
Read the guideUnderstand your insurance policy
Learn how coverage limits, deductibles, and exclusions fit together when you compare options.
Read the guidePrepare for your next contract
Organize your job details, coverage questions and insurance documents before speaking with a licensed professional.
Read the guideLatest articles
October 12, 2026
Business Income vs. Extra Expense: Sort Recovery Costs
Keep lost income, continuing bills and added recovery spending in separate records so each policy question can be tied to a specific amount and document.
Read the articleOctober 12, 2026
Business Liability Limits: Compare Categories and Aggregates
Use a simple worksheet to compare individual limits, aggregate limits and the policy wording behind two business liability proposals.
Read the articleOctober 12, 2026
New York C-105.2: Workers’ Comp Proof for a Permit or Contract
Match your insurance arrangement to New York’s accepted proof form, then use a short request worksheet to collect the agency and policy details.
Read the articleYour next step
A clearer picture of your business insurance.
Start with the assessment, build your checklist, and take your questions into your next insurance conversation.