Free business insurance tool

COI & Contract Insurance Checklist

Organize certificate of insurance requirements, requested limits, endorsements and deadlines. Build a free checklist for your provider conversation.

Starting point: A business insurance request
Your result: A printable contract checklist
Request quotes: Connect with insurance providers

About this tool

A client, landlord or project owner has asked for proof of insurance. Use this worksheet to organize their requested terms and the questions to resolve before work starts.

This organizer does not issue a certificate, review a contract or verify that a policy meets its requirements.

1Your request
2Insurance requirements
3Your checklist

What do you need insurance documents for?

Turn a client, landlord or job requirement into an organized conversation with an insurance provider. You can build and print your checklist without entering contact details.

The request is forDo you have the requirements?Business industry (optional)Work, property or event state (optional)

What activities are involved? (optional)

A short description is enough. Leave out names, addresses, policy numbers and confidential contract details.

Your current insuranceWhen are the documents needed?

This tool organizes your inputs. It does not confirm insurance, interpret a contract or issue a certificate of insurance.

Sources and scope

This organizer uses your entries to prepare questions. It does not review a contract or policy, issue a certificate, or establish that requirements are met. A certificate does not itself add coverage. Ask a licensed provider about policy terms and a qualified attorney about contract obligations.

Texas guidance applies to Texas risks. The Hartford’s 2020 construction guide informs question topics; its example limits and form editions are not defaults for your business.

Source pages checked 2026-09-07. Editorial source check; no individual licensed review.

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How to Use This Tool

Have the request or insurance schedule nearby. A short summary is enough; no documents or policy numbers are needed.

Describe the request

Choose the client, lease, project or event context. Add your business activity, operating state, insurance status and any known deadline.

Record the requested terms

Select the insurance types and requested endorsements. Keep each limit’s basis, such as per claim or aggregate, and leave unknown details open for review.

Build your provider checklist

Review the information to gather and questions tied to your entries. Compare actual policy forms and endorsements with a licensed professional; discuss contract obligations with a qualified attorney.

Keep your worksheet or request quotes

Print the completed checklist for your own use. If you choose to request quotes, review the worksheet summary and add your business and contact details.

Frequently Asked Questions

Does this tool create a certificate of insurance?

No. It organizes your information and questions. Obtain an actual certificate from the insurance professional responsible for your policy, and ask them to confirm the wording and underlying coverage.

Does a certificate make someone an additional insured?

A certificate does not itself change the policy. Ask your insurance professional to check the actual policy and endorsements for additional insured status, its conditions and the work involved.

Can this tell me whether I meet a contract’s insurance requirements?

No. The checklist reflects what you enter and highlights questions to resolve. Actual compliance requires review of the agreement, policy wording, endorsements and applicable law by the appropriate professionals.

What if I do not have the written requirements yet?

Choose the option that describes what you know. Unknown terms stay open rather than becoming assumptions. Ask the other party for the written insurance requirements and deadline before seeking confirmation.

Can I use the checklist without submitting my information?

Yes. View and print the checklist without providing contact details. Your worksheet remains in this browser page until you leave or refresh it. You can optionally include it in a quote request.