Free business insurance tool
Business Insurance Assessment
Get an industry-specific business insurance checklist. Answer questions tailored to your operations, understand coverage topics and save your free report.
How to Use This Tool
Use the assessment to prepare for a more useful insurance conversation.
Describe your business
Choose your industry and business type. Follow-up questions adapt to your actual activities, alongside your people, property, vehicles and business history. “Not sure” keeps a detail open for review.
Review the explained topics
Each topic explains its purpose, the answer that raised it, and a question to ask. Follow links to educational sources and coverage guides.
Build your own checklist
Add or remove discussion topics. Package overlap is explained so choosing a BOP and property does not imply buying duplicate policies.
Keep your report or send a request
Print or save your report as a PDF. If you choose to contact PolicyBenchmark, your assessment answers and selected topics carry into the form.
Frequently Asked Questions
How does the assessment choose coverage topics?
Versioned rules connect your actual business activities to educational insurance topics. Each of our 16 industry paths offers specific business types and operational follow-ups. The report shows the answers behind its topics and links to primary sources. Your industry alone never decides your coverage.
Do I need to share my email to see the report?
No. You can view, edit, print and save the report without contact details. Answers stay in the browser tab until you choose to send an optional request.
Can I change the checklist?
Yes. Add or remove topics and edit your answers. Changing your industry or business type clears earlier activity answers and checklist selections so they cannot carry into the wrong report. Other edits refresh the explanations while retaining your explicit topic choices.
Does this report determine what insurance I must buy?
No. It prepares questions for a licensed insurance professional. State rules, contracts, policy terms, eligibility and appropriate limits still need individual review.
What happens if I send a request?
Your assessment answers, selected insurance topics and contact details are included with your request. You’ll see confirmation on screen once it is received. To add details or update your request, contact support@policybenchmark.com using the same name and email address.