Business Insurance Needs Quiz
Answer a few questions about your business to find out which insurance coverage types you need — required, recommended, and optional.
Every business has unique insurance needs based on its industry, size, location, and activities. This quiz analyzes your situation and provides a personalized coverage recommendation.
Questions
5-7 questions
Output
Coverage checklist
Time
Under 2 minutes
This quiz provides educational guidance based on common industry patterns. Consult with a licensed insurance professional to determine your specific coverage requirements.
How to Use This Tool
Here's how the business insurance needs quiz works:
Tell Us About Your Business
Select your industry, state, and number of employees.
Answer Activity Questions
Tell us about your business activities — do you have a physical location, company vehicles, handle sensitive data, etc.
Get Your Coverage Checklist
We'll show you which coverage types are required by law, recommended for your industry, and optional but worth considering.
Frequently Asked Questions
How does the quiz determine my insurance needs?
The quiz uses a decision matrix that maps your industry, state, employee count, and business activities to common insurance requirements. It considers state-mandated coverage, industry standards, and risk factors specific to your answers.
Can I trust the quiz results?
The quiz provides a solid starting point based on common patterns for businesses like yours. However, every business is unique — we recommend using the results as a checklist when speaking with a licensed insurance agent who can tailor coverage to your specific situation.